Beyond Finance

the promise of nothing going into collections is a lie, both my husband and I have had an item go into collections and we have to figure out how to get it off. as soon as you build up a good amount on your balance, they take their full share. if you have smaller credit card amounts under 3k each then just do this yourself. dont pay your cards, wait for the creditors to send you an offer then pay it yourself.

Since my original phone call to get information, then to signing up, to now, they have been nothing but pleasant. The enrollment process was easy, he walked me thru every step and answered all my questions. This IS NOT a quick fix to get rid of your debt or to quickly improve your credit score. It does take time in the beginning to get your creditors on board but the company deals with them and takes care of everything. You just make your payments and slowly but surely your accounts are paid off

I did this process myself but listen to the who are mentioning it hit your credit more than helping are accurate. I got 2 of my 4 cards settled and noticed the process of no payment is their method which they'll work a settlement but the credit takes immediate drops and longer recover. I went from the 700s to the low 5s. For the other 2 cards I went directly through the lender and got 1 left which will be done in July. Lower prices, no fees, and increasing my score while doing it.