Step: The All-In-One Money App

Isinyathelo siwuhlelo lokusebenza lwemali oluphelele lwe-Gen Z. Yakha isikweletu mahhala, uboleke imali uma uyidinga kakhulu ngaphandle kwenzalo, zuza ukheshi udlala amageyimu futhi wenze izinhlolovo, futhi uvule u-4% ekongeni kwakho—konke kuhlelo lokusebenza olulodwa oluthenjwa abasebenzisi abangaphezu kwezigidi ezingu-6.5. 
Yakha isikweletu, yonga imali futhi uqhubekele phambili ngokuqala umholo wakho wokuqala. Isinyathelo ukuzimela ngokwezimali ezandleni zakho. 

Kungani Isinyathelo:

YAKHA ISIKWELETU MAHHALA: Umsebenzisi omaphakathi wesinyathelo ukhuphula isikolo sakhe ngamaphoyinti angama-57 onyakeni wakhe wokuqala. 

ZUZA NGAPHEZU KUKA-$200/NYANGA: Khokhelwa ukuze udlale imidlalo, wenze izinhlolovo, nokuningi.

IMBUYELA EMBUYENI KONKE OKUTHENGILEYO: Thola okungenani u-1% imbuyiselo yakho kukho konke ukuthenga kwamakhadi futhi kufike ku-10% kubathengisi abashintshayo.

ZUZA U-4% EKUGCINWENI KWAKHO: Vula amanani aphakeme kakhulu okonga ezweni, afakwe umshwalense we-FDIC ofika ku-$1M.

KHUPHUKELA KU-$250 NGESINYATHELO SOKUKHOKHA KOKUQALA: Ungalindi usuku lomholo. Thola ukheshi osheshayo lapho uwudinga kakhulu. Ayikho intshisekelo. Akukho ukucindezeleka. Vele usethe idiphozi eqondile ukuze uqalise.

Ezinye Izizathu Zokuthanda Isinyathelo:
1. Ukwakha isikweletu samahhala kunoma iyiphi iminyaka
2. Ikhadi lemiklomelo elino-$500+ wezinzuzo nemiklomelo
akudingeki ukuba ufanelekele 
3. Iphephile futhi ivikelekile ngokuvikela ukukhwabanisa okwakhelwe ngaphakathi Ngenqubomgomo ye-Visa's Zero Liability
4. Izici zokuvimbela umthengisi • Ayikho idiphozi yesibambiso, inzalo futhi azikho izinkokhelo ezifihliwe



*Isinyathelo yinkampani yobuchwepheshe bezezimali, hhayi ibhange. Izinsizakalo zebhange ezihlinzekwa yi-Evolve Bank & Trust, Ilungu le-FDIC.

**Inqubomgomo ye-Visa's Zero Liability ayisebenzi ekhadini elithile lezentengiso nasezinkokhelweni zekhadi elikhokhelwa ngaphambili elingaziwa noma okwenziwayo okungacutshungulwanga yi-Visa. Abanikazi bamakhadi kufanele baqikelele ekuvikeleni ikhadi labo futhi bazise isikhungo sabo sezezimali esibakhiphayo ngokushesha nganoma yikuphi ukusetshenziswa okungagunyaziwe.

***Ukufinyelela kusenesikhathi ezimalini zediphozithi kuncike esikhathini sokuthunyelwa kwefayela lokukhokha kumkhokhi wakho. Lezi zimali ngokuvamile zenziwe zitholakale ngosuku ifayela lokukhokha elitholwa ngalo, okungenzeka kube yizinsuku ezi-2 ngaphambi kosuku lokukhokha oluhleliwe.

Ukutholakala kanye nenani lemali mboleko ye-Step EarlyPay kungaphansi kokufaneleka kwakho nokufaneleka kwakho isikweletu. Isinyathelo esincane semalimboleko ye-EarlyPay ngu-$20, futhi inani eliphakeme lingu-$500. Ukudluliselwa Okusheshayo kuyatholakala ngenkokhelo. Ukudluliselwa Okusheshayo ngokuvamile kwenzeka ngamasekhondi, kodwa kungathatha amaminithi angafika kwangu-30.

Isilinganiso sokukhuphuka kwamaphuzu esikweletu sisekelwe ekuhlaziyeni okwenziwa yi-TransUnion okusekelwe kubasebenzisi Izinyathelo ezingu-594 abaneminyaka engu-21-27 nokwenyuka okuhle kwamaphuzu abo esikweletu phakathi nenkathi yezinsuku ezingu-360 kusukela ekuqaleni kwesinyathelo sokubika ku-credit bureau.

Imbuyiselo engenamkhawulo kanye no-4% ekongeni kudinga ukubhaliswa kwe-Step Black, kungaba ngediphozithi eqondile efanelekayo noma ngobulungu obukhokhelwayo banyanga zonke.

Ikhono lokuzuza u-$500+ ngendlela yamakhredithi okuthengayo noma amakhredithi esitatimende ngokuthengwa ngozakwethu abakhethiwe be-Step Black, njengoba kuzokhangiswa. Isinyathelo asihlinzeki, situsa, noma asiqinisekisi noma yimuphi umkhiqizo wenkampani yangaphandle, isevisi, ulwazi noma izincomo ezibalwe ngenhla. Izinkampani zangaphandle ezisohlwini zinesibopho ngemikhiqizo namasevisi azo kuphela, futhi zonke izimpawu zokuthengisa ezisohlwini ziyimpahla yabanikazi bazo. Ukubhalisa kungase kudingeke.