XTB Online Investing

4,4
93,2K reviews
5M+
Downloads
Content rating
Everyone
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About this app

About XTB
XTB is a global financial institution trusted by over 1.7 million clients. We provide access to a wide range of investment options including stocks, ETFs,CFD trading on currencies, commodities, indices, and more. Our platform also includes Investment Plans, interest on uninvested funds and ISA. All of this is available in one easy-to-use app — a single, powerful ecosystem where your money works.

Buy stocks and ETFs commission-free
The XTB app gives you access to over 4500 stocks and ETFs from 16 major exchanges around the world. Invest in stocks and ETFs with 0% commission.*

Choose from thousands of CFDs
Trade CFDs based on currency pairs (Forex), commodities, indices, stocks, and ETFs.

Make the most of our savings solutions
Investment Plans
At XTB, you can create a personalised Investment Plan that will help you regularly set aside small amounts, invest passively and reach your desired goals, like: travel, retirement, or a new house.
Interest on free funds
You can profit while waiting for the perfect investment opportunity. All your uninvested funds earn interest.

Flexible Stocks & Shares ISA
An ISA is a tax-efficient savings and investment account that allows you to earn interest or returns without paying tax on them.

Keep your money handy with eWallet and a multi-currency card
Convenient shopping with your phone, contactless ATM withdrawals worldwide, instant currency exchange or fast and simple transfers? Discover numerous solutions for your everyday finances with eWallet.

2FA - an extra layer of security
We implemented 2FA (Two-Factor Authentication) through SMS verification to ensure that no one gains unauthorized access to your XTB account.

Safe and secure deposits and withdrawals
Make a deposit instantly by credit/debit cards like Visa/Mastercard. Easily transfer funds between sub-accounts within XTB or withdraw to your personal bank account - all safely and securely.

24h/5 support
Our customer service team offers support in 18 languages and is available 24/5 hours a day, via email, chat or phone.

Free demo account
Open a free demo account in seconds and explore your investment ideas with zero risk. Experience real market conditions without using your own capital. When you’re ready, open a real XTB account for free and start putting your money to work for real.

Trainings and webinars
Explore our extensive video library and gain access to hundreds of hours of educational webinars. Learn at your own pace with clear, structured content .

Market news and analysis
Get breaking news and read professional market analysis from our award-winning research team.

Advanced charts and technical analysis
Find the best investment opportunities using over 35 indicators, different chart types, advanced technical analysis, and other features in the app.

Additional investing tools
Stay ahead with our suite of investing tools: track key macroeconomic events with the Economic Calendar, manage risk and plan using the Investor’s Calculator, set real-time Price Alerts to catch market moves and explore global Market Sentiment to make more informed decisions.

*For monthly turnover up to 100,000 EUR. Transactions above this limit will be charged a commission of 0.2% (minimum 10 GBP).
**CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.
72% of retail investor accounts lose money when trading CFDs with this provider.
You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
***The card is issued under Mastercard license by DiPocket LTD, an e-money institution registered in the UK.

Your capital is at risk. The value of your investments may go up or down.Tax treatment depends on your individual circumstances and ISA regulations which may change.T&Cs apply.
Updated on
17 Aug 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity
This app may collect these data types
Personal info, Financial info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4,4
90,2K reviews
Zoltan Mester
09 July 2025
Good luck doing basic things. Like filling out the form to verify your bank account details. IF you manage to fill it out, hitting the send after getting the sms verification code does nothing. Of course you can use a very expensive international bank transfer and add even more money, but at this point I don't trust that I would ever get my money back. just seems shady.
29 people found this review helpful
Did you find this helpful?
XTB S.A.
13 July 2025
Thank you for your feedback. We're sorry for the trouble you've experienced. If the verification process isn't working as expected, please contact our support team so we can investigate and assist you directly. Your trust is important to us.
Pintos
01 August 2025
for UK users is very poorly most of the stocks are in euros or us dollars. in GBP is only a few stocks left and FX is 0.5% that makes no sense for uk investors. is a shame because the app is really good my bad review is only from someone that needs to invest in GBP. for other EU investors is really good if u use euro as your main.
4 people found this review helpful
Did you find this helpful?
XTB S.A.
10 August 2025
Thank you for your feedback. We appreciate your perspective and understand the importance of having more GBP-denominated options for UK investors. We'll make sure to pass your comments to the relevant team.
Paul C.
08 August 2025
I’ve been using XTB for a few years with a small personal investment. Better than keeping some long-term savings in a bank (in EUR, interest rates are quit low). Don’t get why some people complain. The app works, the company seems fine, and you can even talk to a real person in support. What’s not to like?
12 people found this review helpful
Did you find this helpful?
XTB S.A.
22 August 2025
Thank you for your positive feedback. We are happy to hear that you enjoy using our platform and is satisfied with our Team. We will continue to provide the best trading experience, service and offer for our Customers. Have a nice day ahead!