Four | Buy Now, Pay Later

4,5
8,5K reviews
500K+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

FOUR MAKES ONLINE SHOPPING SIMPLE, FLEXIBLE, AND REWARDING.
Buy now, pay later at hundreds of online retailers. Split your purchase into 4 easy payments—paid every two weeks—so you can shop what you love while staying on budget.
Manage every order in one shopping app and enjoy a faster, smoother checkout experience. Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online.

WHY SHOP WITH FOUR?
• PAY IN 4 INSTALLMENTS
Split payments over time with clear schedules so you know exactly what’s due and when.
• FLEXIBLE PAYMENT PLANS
Stay on budget with predictable due dates and helpful payment reminders.
• ONE SHOPPING APP FOR EVERYTHING
Browse partner stores, track orders, and manage your payment methods in one place.

HOW FOUR WORKS
1. DOWNLOAD the Four shopping app and sign up in minutes.
2. SHOP ONLINE at your favorite Four partner retailers.
3. SELECT FOUR AT CHECKOUT to split your purchase into 4 payments.
4. PAY EVERY TWO WEEKS — your first payment today, the rest in 2-week intervals.

WHY USERS CHOOSE FOUR
• Quick and easy sign-up process
• Access to hundreds of online shopping options
• Manage your installment plans and track spending
• Get notified before each payment is due
Works with top online retailers for a seamless checkout

DOWNLOAD FOUR TODAY and discover a better way to shop online—buy now, pay later in 4 installments, and stay in control of your spending.

Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. Not available in NM.

By using the Four app, you agree to Four’s User Agreement and Privacy Policy.

https://www.paywithfour.com/legal/user-agreement

https://www.paywithfour.com/legal/privacy-policy
Updated on
11 Aug 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4,5
8,36K reviews
Angelina e
06 August 2025
Great service with a wide variety of places to shop. At first it was frustrating because some of the stores will cancel orders. But Four has been good about providing a refund. If you are using it for concert tickets, then go with Ticketmaster. StubHub is unfortunately unusable. Sometimes stores have guidelines that pop up in the beginning and it's a good idea to pay attention to those. Four has been very helpful and overall easy to use.
16 people found this review helpful
Did you find this helpful?
lakisha Tyler
20 May 2025
THIS IS AN UPDATE FROM MY ORIGINAL 1 STAR REVIEW!! My previous review was from 2022. Since then, this app has improved significantly. Purchasing is easy and my favorite part is that the card info sits at the bottom of the screen so I do not have to go back and forth between screens. Only giving four stars because unlike other pay in 4 sites, they have yet have options for travel sites, cruises, and giftcards. They will be at the top once they have those options.
43 people found this review helpful
Did you find this helpful?
Four Technologies, Inc
20 May 2025
It’s our pleasure to make your shopping experience exciting—thank you so much!
Scott Roche
12 August 2025
I've been using the Four pay app for almost a year now, and I absolutely love it! It's been a game-changer for me when it comes to managing my money. The ability to split a purchase into four smaller, interest-free payments makes buying things I need so much less stressful. I've placed over 50 orders and haven't had a single issue. The app is super easy to navigate, and it helps me budget effectively without feeling like I'm missing out.
12 people found this review helpful
Did you find this helpful?

What's new

Bug fixes and improvements