Ally: Bank, Auto & Invest

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Making your financial life simple and secure has always been our thing. Easily manage your bank, credit card, invest and auto accounts on the go — all in one app.

Ally Auto

• Make one-time vehicle payments or use Auto Pay to schedule future payments
• Manage multiple vehicles from your Snapshot
• Stay on top of your financial health with free FICO® Score updates

Ally Bank

• Save more with smart savings tools: buckets and boosters
• Our Spending Account is a checking account packed with money management tools
• Get paid up to two days sooner with early direct deposit
• Avoid monthly maintenance fees and hidden fees
• Your deposits are insured by the FDIC up to the maximum allowed by law


Ally Credit Card

• Make secure credit card payments, review credit statements, and check your FICO® Score for free
• Ally Mastercard credit cards available by invitation only

Ally Invest

• With Robo Portfolio, choose one strategy, then select cash enhanced for no advisory fee, or invest more money in the market with a fee-based, market-focused portfolio
• For the more hands-on investor, trade commission free on eligible U.S. stocks and funds with Self-Directed Trading
• With Personal Advice, start with a $100,000 minimum in assets under care and receive ongoing guidance from one dedicated advisor for all your assets — even ones we don’t manage


We’re serious about security

• We never store personal or account information on your phone
• Our security codes provide extra protection when you log in from a computer or device we don’t recognize
• Our online and mobile security guarantee protects you against fraudulent transactions

You should know

• The Ally app is free — your mobile carrier’s message and data rates may apply
• FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries
• Deposit products are offered by Ally Bank, Member FDIC
• Savings buckets and boosters are features of the Ally Bank Savings Account. Spending buckets are a feature of the Ally Bank Spending Account
• Early direct deposit, a feature of Ally Bank’s Spending Account, offers eligible direct deposits up to two days sooner
• Earn more than 5x the national average claim is based on the national average APY for this type of account, which is 0.38% APY, based on rates published in the FDIC Monthly National Rates and Rate Caps accurate as of 6/16/2025.
• Securities products and services offered through Ally Invest Securities LLC, member finra.org/#/ / sipc.org. For background on Ally Invest Securities go to brokercheck.finra.org/firm/summary/136131. Advisory services offered through Ally Invest Advisors Inc., a registered investment adviser. Ally Bank, Ally Invest Advisors, and Ally Invest Securities are wholly owned subsidiaries of Ally Financial Inc. ally.com/invest/disclosures/. Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE
• Ally Invest doesn't charge commissions for stocks and ETFs priced $2 and higher. Stocks priced less than $2 are charged a base commission up to $4.95 plus 1 cent per share on the entire order. See ally.com/invest/commissions-and-fees/ for more information
• Get access to cash at 75,000+ no-fee Allpoint® and MoneyPass® ATMs nationwide with reimbursement of other ATM fees nationwide, up to $10 per statement cycle.