DCU Digital Banking

4.6
6.98K reviews
5L+
Downloads
Content rating
Everyone
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About this app

DCU’s digital banking platform brings together innovative tools and unique features that put you in the financial driver’s seat. You can deposit checks, transfer money, view your balance – and a whole lot more.

TAKE CONTROL OF YOUR MONEY

• FutureLook™ helps you see into your financial future with an easy-to-read forecast based on your current choices.
• Our easy-to-use Payment Planner can help you pay off your loans even faster.
• You can create strategic financial goals and review your progress every step of the way.

STREAMLINE MONEY MANAGEMENT
Explore new ways to manage your money and achieve financial wellness.

• Holistic view of your finances.
• All of your accounts in one place – including ones at other financial institutions.
• Seamless payments.

With a unique-to-you digital banking experience that focuses on your money’s future, you can plan for whatever life throws your way. DCU Digital Banking is here to give you financial peace of mind.

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FUTURELOOK™

FutureLook™ provides insight into your spending habits with an easy-to-read forecast based on your current choices. You’ll be able to answer simple questions about what you can afford and see the potential benefit of paying more towards your loans and/or credit cards – in real time.

Specifically, FutureLook™ identifies your recurring income (e.g., paychecks), recurring expenses (e.g., electric bill), and average daily spending (e.g., the morning coffee run). By doing so, you can see your estimated checking account balance one month into the future (on a daily basis) and one year into the future (on a monthly basis).

All in all, FutureLook™ is a unique tool that helps you see how your money could better serve you.

PAYMENT PLANNER
Our easy-to-use payment planner will help answer questions like:

• “If I paid more on my auto loan, how much interest would I save?”
• “If I only make the minimum payment, when will I be debt-free?”
• “How quickly can I pay off my loan?”

GOALS
We make it easy to focus on your life goals with a digital banking experience that was designed for you. You can create strategic financial goals and review your progress every step of the way. No matter what you’re saving money for, we can help you create a personalized action plan that works for you.

OTHER STANDARD FEATURES
- Manage Quick Balance accounts
- Find branches and ATMs nearby
- Deposit Checks*
- View balances, current and pending transactions, and account history
- Transfer funds
- Pay Bills
- Make a loan payment
- View important messages and account alerts
- Update your contact information
- Add Travel Notifications to avoid unnecessary fraud alerts while you’re away
- Apply for loans and view your preapproval offers
- Make a balance transfer to your DCU Visa Platinum Card

*Upon approval. All deposits are subject to DCU’s Funds Availability Policy.
Updated on
20 Aug 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
6.79K reviews
Karen Marie Doherty
13 March 2022
There was nothing wrong with the previous app, why change a good thing? Takes too much time to find ANYTHING. What used to be 1 or 2 clicks is now a treasure hunt. Don't question some customers needing more flexibility, but there's a reason your average customer chooses credit unions. Ease of use, uncomplicated interactions and ACCESSIBILITY.
20 people found this review helpful
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Digital Federal Credit Union
15 March 2022
We appreciate your feedback, and we're sorry to learn that you are unhappy with the new layout. It was imperative that we updated our platform. Our new platform will allow us to manage the services we offer our members more efficiently. We will continue to make enhancements, and as always, our member's feedback will be considered.
A Gall
22 June 2022
Edit that you are not listening to what im saying. Those options all gone!!!!! They are no longer available. All you can do with this app now is view your accounts and transfer between them You are no longer able to deposit checks, pay bills and all the things you could before. Now i have to drive 30 minutes to a branch to do my deposits. Disappointed is an understatement.
13 people found this review helpful
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Digital Federal Credit Union
22 June 2022
Hello AnnMarie, we are sorry to hear about the trouble using the app. You can find the mobile deposit and Bill Payer by clicking on the move money option at the bottom of your screen.
Armand Brown
8 March 2022
What is wrong with you people!? Why do you seemingly purposefully make every interface as absolutely, mind-boggingly terrible as possible. I have spent 20 years working in IT and it took me 45 minutes to change a single recurring payment, 30 minutes of that was spent on the website as that used to be the more sane option for such things, but then had to spend about 15 through the app to finally find where to adjust the payment. I'm seriously considering changing banks over how bad this is.
28 people found this review helpful
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What's new

Based on your feedback, we have made the following updates to your Digital Banking experience

- Bug fixes