SchoolsFirst FCU Mobile

4.9
26.4K reviews
100K+
Downloads
Content rating
Everyone
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About this app

The redesigned SchoolsFirst FCU Mobile Banking app makes managing your accounts anytime, anywhere easier and more convenient than ever before. Log in quickly with fingerprint and face recognition, enjoy an easier-to-read view of your account balances, deposit checks, move money between accounts, manage bill payments, send money to fellow Members, and much more. Plus, with state-of-the-art encryption methods and two-factor authentication, your information is always safe and secure.

More Features:
• Send and receive money with Zelle®
• Find nearby ATMs and branches, as well as current wait times
• Lock and unlock your debit cards
• Manage your credit cards
• Add or cancel travel notices
• View and download account statements
• Safely send us secure, email-style messages with attachments
• View real-time loan, credit card, and savings rates
• Apply for a loan or check the status of loans in progress
• Manage your Overdraft Protection, Fraud Alerts, and more
• Shop for your next vehicle with TrueCar and Autoland
• Order checks



Disclosures
APR = Annual Percentage Rate. All loans subject to approval. Rates are subject to change without notice. SchoolsFirst FCU has a loan program featuring a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant's credit rating. SchoolsFirst FCU's maximum aggregate personal loan limit is $50,000 per qualifying Member. This includes all individual and joint personal loan credit combined. Maximum loan term based upon amount financed.

For loans with the purpose of post-secondary education expenses, additional disclosures and completion of a self-certification form are required. The borrower must sign and complete a self-certification form before funds can be disbursed on a Special Curriculum, Higher Education, or Personal loan for the purpose of post-secondary education expenses. In addition, the borrower has a three-day rescission period. During the rescission period, the borrower can cancel the loan and the lender cannot disburse loan funds. The rescission period starts when all applicable loan documents have been signed by the borrower(s).

Lowest rate reflects a 0.75% discount for payment made by automatic transfer from your SchoolsFirst FCU account. Rates for personal loans range between 5.25% APR (min.) - 18.00% APR (max.). Loan terms for personal loans range between 4 - 60 months. Estimated payment of $3.01 per $100 borrowed based on 5.25% APR and 36 month term.

Data and text charges may apply; check with your mobile provider. Deposit eligibility requirements apply.

SchoolsFirst FCU is not affiliated with TrueCar or Autoland.

Federally Insured by NCUA
Equal Housing Lender
Updated on
30 Jul 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Financial info
This app may collect these data types
App activity, App info and performance and Device or other IDs
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.9
26.2K reviews
Essence D
1 August 2025
Love the app but would like if the app was more reliable and shows the purchase made because when I paid for two drinks yesterday at two different places they weren't there the night of. One of them showed up this morning but the other one still haven't showed and gave me so much anxiety that I had to call the gas station to confirmed that I actually paid.
2 people found this review helpful
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SchoolsFirst FCU
1 August 2025
Essence, we're sorry to hear about the anxiety this caused. We fully understand how important it is for your transactions to appear quickly. While some purchases may take extra time to process, depending on the merchant, we know how unsettling that can feel in the moment. We sincerely appreciate your sharing this to help us improve.
Lafie J
25 May 2025
The app is horrible. they update their system weekly and you can anticipate not being able to use your ATM card or not being able to lock it and unlock the card in the app for hours at a time. I was traveling and needed gas but had no access to my funds. this has happened at least every other month in 2025. Each time they will apologize for the inconvenience but you're stuck until they figure it out. I do not recommend this app at all. I've never had this much difficulties with a banking app. No
1 person found this review helpful
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SchoolsFirst FCU
27 May 2025
Lafie, thank you for the honest review. Member feedback is important to us, and we are truly saddened to read that you’ve had such an extremely negative experience. We would love the opportunity to speak with you and address your concerns. When you have some time, please get in touch with us at 800.462.8328, opt. 3.
Sara Rios
8 February 2021
I do not like the new app. Please bring the old version back. Firstly, i dont like the face recognition and fingerprints 2 login. I don't like the white screen and I don't want to know right away how much $$$ i have in every category of my payments. Old version is better! Bring back please. Create one where the people have options to change the format, template or show /hide how much $ we have (not display it everytime we log in.
9 people found this review helpful
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What's new

Various bug fixes and usability improvements.

App support

Phone number
+18004628328
About the developer
SchoolsFirst Federal Credit Union
mdegroen@schoolsfirstfcu.org
2115 N Broadway Santa Ana, CA 92706 United States
+1 714-673-5613

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